Christopher Gibson

Denver Home Buying Information Sheet

Common Denver Home Buying Questions

Create a custom search of active homes for sale the real time Denver MLS here:

Why do I need a Denver Realtor?

  • Denver Home Buying Denver Home Buying Information SheetTo coach you through the process / be your advocate

  • Market and neighborhood knowledge

  • Price guidance and negotiation

  • Help you avoid expensive pitfalls
  • Learn more about using a Realtor to buy a new build and new construction home here.

How is a Denver Realtor paid?

How long does it take to buy a house?

  • After finding a home and coming to an agreement on terms with the Seller, it typically takes between 30 & 45 days to complete the transaction.

What is a lender pre-qualification letter, when do I need it, and why do I need it?

  • A pre-qualification letter is provided by a Lender after an initial credit and income check, providing the Buyer with the maximum amount they can borrow to purchase a home.

  • A pre-qualification is needed prior to being shown homes by your Realtor

  • A pre-qualification letter is needed to prove to Sellers that you are qualified to purchase a desired home, and to ensure you are looking at relevant properties.

What is earnest money?

  • Earnest money is typically 1% of the purchase price.

  • Earnest money is held in escrow as collateral during the purchase process.

  • Earnest money will be credited as part of the down payment at closing.

What expenses will I have other than closing costs and the downpayment?

  • Depending on square footage and types of inspections the Buyer chooses, will determine this out of pocket expense.

Basic ~ $250+

Radon ~ $150+

Sewer ~ $150+

Mold ~ TBD

What is an Agency agreement?

  • A Buyer’s Agency Agreement is required by most Realtors, enabling them to work on your behalf and contracting that you are not working with other agents.

What advantages do I offer?

    • I offer the experience and availability of a full time real estate agent. See my reviews.

    • I offer honesty and integrity.

    • I do NOT require an agency agreement.


Additional resources:

Neighborhood evaluation:

Investor resource page:

Create a custom search of active homes for sale in the real time Denver MLS IDX here

Find public reviews of Denver Realtor and real estate agent Christopher Gibson at the following locations:

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See all reviews of Denver Realtor and real estate agent Christopher Gibson at

Find information about how buying a home in around Denver Colorado works at

Find information about my risk free premium Denver home seller services at

See my list of recommended service professionals at

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