Christopher Gibson

Denver Home Buying Information Sheet

Common Denver Home Buying Questions

Create a custom search of active homes for sale the real time Denver MLS here: http://denverhomesales.info/propertysearch/

Why do I need a Denver Realtor?

  • Denver Home Buying Denver Home Buying Information SheetTo coach you through the process / be your advocate

  • Market and neighborhood knowledge

  • Price guidance and negotiation

  • Help you avoid expensive pitfalls
  • Learn more about using a Realtor to buy a new build and new construction home here.

How is a Denver Realtor paid?

How long does it take to buy a house?

  • After finding a home and coming to an agreement on terms with the Seller, it typically takes between 30 & 45 days to complete the transaction.

What is a lender pre-qualification letter, when do I need it, and why do I need it?

  • A pre-qualification letter is provided by a Lender after an initial credit and income check, providing the Buyer with the maximum amount they can borrow to purchase a home.

  • A pre-qualification is needed prior to being shown homes by your Realtor

  • A pre-qualification letter is needed to prove to Sellers that you are qualified to purchase a desired home, and to ensure you are looking at relevant properties.

What is earnest money?

  • Earnest money is typically 1% of the purchase price.

  • Earnest money is held in escrow as collateral during the purchase process.

  • Earnest money will be credited as part of the down payment at closing.

What expenses will I have other than closing costs and the downpayment?

  • Depending on square footage and types of inspections the Buyer chooses, will determine this out of pocket expense.

Basic ~ $250+

Radon ~ $150+

Sewer ~ $150+

Mold ~ TBD

What is an Agency agreement?

  • A Buyer’s Agency Agreement is required by most Realtors, enabling them to work on your behalf and contracting that you are not working with other agents.

What advantages do I offer?

    • I offer the experience and availability of a full time real estate agent. See my reviews.

    • I offer honesty and integrity.

    • I do NOT require an agency agreement.

 

Additional resources:

Neighborhood evaluation: http://denverhomesales.info/choosing-a-metro-denver-neighborhood/

Investor resource page: http://denverhomesales.info/investor-resource/


Create a custom search of active homes for sale in the real time Denver MLS IDX herehttp://denverhomesales.info/propertysearch/


Find public reviews of Denver Realtor and real estate agent Christopher Gibson at the following locations:

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See all reviews of Denver Realtor and real estate agent Christopher Gibson at http://denverhomesales.info/testimonials/


Find information about how buying a home in around Denver Colorado works at  http://denverhomesales.info/denver-home-buying-info

Find information about my risk free premium Denver home seller services at http://denverhomesales.info/denver-realtor-premium-denver-home-seller-services/

See my list of recommended service professionals at http://denverhomesales.info/denver-service-providers/

Android & iPhone mobile home search app: http://denvermlsapp.com

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